⚡ Next-Gen Identity & Regulatory Compliance Switch

Instant, Frictionless e-KYC & Verification APIs for Digital Leaders

Power seamless customer onboarding, thwart synthetic identity fraud, and stay 100% compliant with direct access to RBI, UIDAI, NSDL, and NPCI regulatory switches. Instant Bank Account, PAN, DigiLocker Aadhaar, GSTIN & Document Optical Forensics.

Explore API Suite Developer Sandbox
LIVE GATEWAY STREAM: 🟢 Bank Verification (Penny Drop) - HDFC Bank (A/C ****4912 Validated)
Bank-Grade AES-256
Sub-200ms Fast Latency
99.99% Guaranteed SLA
100% RBI & UIDAI Compliant
NSDL / ITD Verified
Penny Drop Instant

INCOME_TAX_PAN.jpg

Neural OCR Extraction Engine Active

VERIFIED
Neural Confidence 99.8% Match
Network Latency 210 ms
"pan_number": "ABCDE1234F",
"holder_name": "RAHUL SHARMA",
"aadhaar_seeding": "LINKED",
"status": "OPERATIVE"
Tamper-Proof Audit Certificate
Txn Hash: 0x7f83b1657ff1...9a41
Issuing Authority: National Switch Root CA
HMAC Signature: VERIFIED_VALID
Timestamp: 2026-09-02T07:03:04Z
Machine-Readable QR Stamp Full compliance with ISO/IEC 27001 Information Security protocols.
NPCI IMPS Rail
NSDL PAN Gateway
UIDAI DigiLocker
GSTIN Taxpayer Rail
Vahan & Sarathi (MoRTH)
256-bit SSL Encryption
ISO 27001 Certified
NPCI IMPS Rail
NSDL PAN Gateway
UIDAI DigiLocker
GSTIN Taxpayer Rail
Vahan & Sarathi (MoRTH)
256-bit SSL Encryption
ISO 27001 Certified
10M+
Identities Authenticated
99.9%
Optical OCR Precision
< 300ms
Sub-Second Response
99.99%
Uptime SLA Guaranteed
Computer Vision Playground

Experience Real-Time OCR Forensics

Select any document type to witness live bounding box optical extraction and structured JSON telemetry.

GOVT OF INDIA - INCOME TAX DEPT
DETECTED
Name Field: RAHUL SHARMA
Father's Name: VIKRAM SHARMA
PAN Identifier: ABCDE1234F
Date of Birth: 14/08/1992
Extracted Payload Attributes Confidence: 99.8%
Status: VALID_VERIFIED
Entity Category: Individual (P)
Aadhaar Linked: YES (Operative)
Server Latency: 188 ms
Industry-Tailored Architectures

Engineered for High-Stakes Fintech Systems

Designed to reduce customer friction, eliminate manual audit backlogs, and ensure zero fraud risk across financial verticals.

Fintech & Neobanks

Automate customer onboarding with DigiLocker Aadhaar Link and instant Penny Drop bank validation.

Bank Verification (Penny Drop)
DigiLocker Aadhaar Link
99.99% API Availability

Payment Gateways

Verify merchant director PAN profiles, IFSC routing codes, and business accounts in seconds.

PAN Verification 1 & 2
Bank Verification (Pennyless)
IFSC & Pincode Analysis

Lending & NBFCs

Accelerate loan approval workflows with authentic Bank Document OCR and AI Name Matching.

Bank Document OCR
AI Name Matching
Automated Risk Scoring

Insurance & Wealth

Authenticate policyholders with DigiLocker and PAN OCR to prevent identity theft and fraud.

Aadhaar Card OCR
PAN Card OCR
Complete Audit Trail Logs
Modular Verification APIs

Production-Ready Verification Products

Direct upstream banking rails and statutory issuing networks bundled into unified, developer-friendly endpoints.

Instant API
Aadhaar Digilocker

DigiLocker Aadhaar Link

Initiate Aadhaar verification request via DigiLocker

View Specifications & Payload
Instant API
Aadhaar Digilocker

DigiLocker Status Check

Check the status of a DigiLocker Aadhaar verification request

View Specifications & Payload
Instant API
Bank Verification

Bank Verification (Penny Drop)

Verify bank account via Penny Drop - credits ₹1 to confirm account exists

View Specifications & Payload
Instant API
Bank Verification

Bank Verification (Pennyless)

Verify bank account without penny drop - API-based verification

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Instant API
Bank Verification

Bank Verification 2 (Pennyless)

Enterprise grade bank verification (Option 2)

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Instant API
Document Ocr

Aadhaar Card OCR

Parses front/back Aadhaar card images to extract demographic information

View Specifications & Payload
Instant API
Document Ocr

Bank Document OCR

OCR extraction on cancelled cheque or passbook images

View Specifications & Payload
Instant API
Document Ocr

PAN Card OCR

AWS Textract OCR + Claude 3 Bedrock vision parsing to extract text and assess card authenticity

View Specifications & Payload
Instant API
Name Matching

AI Name Matching

Evaluates two name strings for identity verification using AI component analysis

View Specifications & Payload
Instant API
Pan Verification

PAN Verification 1

Real-time PAN card verification (Option 1)

View Specifications & Payload
Instant API
Pan Verification

PAN Verification 2

Advanced PAN verification with full name extraction (Option 2)

View Specifications & Payload
Instant API
Utility

IFSC Code Analysis

Get detailed bank and branch information from IFSC code

View Specifications & Payload
Instant API
Utility

Pincode Analysis

Get district, state, and post office information for a pincode

View Specifications & Payload
High-Throughput Regulatory Switch

Unified Multi-Bureau Gateway Switch

Dual-region active-active clusters routing requests directly to NPCI, NSDL, UIDAI, GSTN, MoRTH, and MCA with automated failover.

Core KYC Switch
NPCI IMPS Switch
NSDL / Income Tax (ITD)
UIDAI DigiLocker
GSTN Portal
MoRTH Vahan & Sarathi
MCA Company Master
Mumbai (BOM-1) Primary: Operational
Bangalore (BLR-1) Failover: Active
Rolling P99 Latency: 218ms
Efficiency Estimator

Calculate Your Time & Cost Savings

Estimate how automated KYC verification accelerates user activation and drops operational overhead.

Monthly Verification Volume

Adjust the slider to match your estimated user or business onboarding requests per month.

Selected Volume: 25,000 / mo
1,000 50,000 150,000 250,000+
Instant automated response saves an estimated 12 minutes per manual document check.
Manual Ops Time Saved 5,000 hrs
Estimated Cost Savings ₹7,50,000
Onboarding Pass Rate 99.2%
Seamless Integration

Live in Production in 3 Simple Steps

Get up and running with automated regulatory verification in under 15 minutes.

1

Create Account & Generate Tokens

Register on the client portal to instantly generate your secure API Bearer tokens and sandbox test credentials.

2

Connect Standardized Endpoints

Integrate our standardized JSON REST APIs using your preferred language (cURL, Node.js, Python, PHP).

3

Scale Verification Workflows

Execute millions of authentic verifications in real time with sub-200ms response times and webhook audit logs.

Developer-First Ecosystem

Engineered for Rapid, Frictionless Integration

Standardized JSON payloads, comprehensive error dictionaries, high-throughput rate limits, and zero boilerplate code.

Bearer Token Auth

Standard header authorization with rotated tokens.

Webhook Callbacks

Real-time event subscriptions with HMAC signatures.

1000+ RPS Scale

Auto-scaling cloud infrastructure built on Kubernetes.

Detailed Docs

Interactive Postman collection and sandbox testing.

View API Documentation
# Execute instant PAN verification request curl -X POST "https://aceverify.radiantacemoney.com/api/v1/verify/pan" \ -H "Authorization: Bearer kc_tok_live_..." \ -H "Content-Type: application/json" \ -d '{ "pan": "ABCDE1234F" }'
Live Sandbox Engine
Compliance & Integration FAQ

Frequently Asked Questions

Everything you need to know about our multi-bureau verification gateways, API integration, and regulatory compliance.

How fast is the verification API response time?
Our APIs are directly connected to upstream banking networks (NPCI, NSDL, UIDAI) with an average P99 latency of under 200ms to 350ms, ensuring seamless real-time user onboarding without drop-off.
Is the platform 100% RBI, UIDAI, and statutory compliant?
Yes. All data transmission employs bank-grade 256-bit SSL encryption and strict data masking protocols in accordance with UIDAI and RBI guidelines. Biometric inputs are processed ephemerally and never permanently stored.
How does the wallet recharge and request billing work?
Clients recharge their account balance via UPI, NetBanking, or Bank Wire. You only pay for successful API requests with complete debit transaction logs, webhook receipts, and zero hidden maintenance fees.
Can we get sandbox credentials and Postman collections?
Yes! Upon signing up for a free client account, you will immediately receive sandbox test credentials, dummy test datasets, and a downloadable Postman collection to test all endpoints without live charges.
Do you offer custom White-Labeling for SaaS platforms and FinTechs?
Yes! Our enterprise tier supports full custom domain CNAME mapping, branded logo placement, tailored color palettes, and isolated sub-merchant billing to power your own proprietary verification suite.

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